Supply Chain Finance

For... Manufacturers Wholesalers Importers Processors Industrial  E-Commerce
Get Started Today & Speak With An Advisor
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Simple Application

Our simple 15 second online application can get you matched with offers in minutes.

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No Minimum FICO

Bad credit? No problem! Most of our top financing options have no minimum FICO.

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Larger Amounts

Get matched with the best financing options with the highest funding amount.

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Same Day Funding

Our FinTech Speed can get you in and out of Underwriting in just a few hours, and same day funding!

What is Supply Chain Finance?

Supply Chain Finance (aka Supplier Finance or Reverse Factoring) is a set of solutions that optimizes cash flow by allowing businesses to lengthen their payment terms to their suppliers while providing the option for their suppliers to get paid early.
 
As global supply chains stretch across the globe with multinational buyers on one side and a diverse group of suppliers in numerous countries on the other, businesses & corporations are under pressure to unlock the working capital trapped in their supply chains.
 
This results in a win-win situation for the buyer and supplier. 
– The buyer optimizes working capital
– The supplier generates additional operating cash flow, thus minimizing risk across the supply chain.

How it Works

What are the benefits

How much Capital is locked inside your Supply Chain?

As a Buyer

Unlike Working Capital
Discounted Purchase
Improve Cash Flow

As a Supplier

Generate Operating Cash Flow
Off Balance Sheet Funding
Discounting Liquidity

10 Reasons Why
TRAM Funding Offers
Best Financing Options
Bank Direct Lenders
Paperwork
  • 3 Months Bank Statements
  • No Tax Returns Required
  • 2 Years Tax Returns
  • 2 Years Financials
  • 3 Months Bank Statements
  • 1 Year Tax Return
  • 1 Year Financials
Application
  • One Page – One Minute
  • DocuSign
  • Lengthy
  • Paper Intensive
  • Multi - Page Application
Number of Lenders

75 +

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Service Level
Business Advisor
Processor
Programmatic
Approval Process

Hours / Days

Weeks / Months

Days / Weeks

Speed to Funding

Hours / Days

Months

Days / Weeks

Collateral Requirements
Not Necessary
Always
Sometimes Required
Business Profitability
Not Necessary
Last 2 Years
Sometimes Required
Credit Score
No Minimum FICO

680 + FICO

600 + FICO

Credit Check
Soft Pull
Hard Pull
Hard Pull
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