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Fix N Flip Loans

For... Single Family Multi Family Mixed Use Cross-Collateralized

Get Started Today & Speak With An Advisor


Simple Application

Matched with offers in minutes


630 Minimum FICO

Bad credit? No problem! Most of our top financing options have no minimum FICO.


Larger Amounts

NYC Lenders - Flexible Loan Options

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Fast Funding

Funding in as little as 1 week

How To Qualify
Six Types of Fix N Flip

Hard Money, Individual, HELOC, Cash- Out, Crowdfunding

Established Business Credit

Lenders may also look at Personal Credit

630 Minimum FICO

Each Lender / Loan Types varies


Easy 15-second application to get options in just minutes and funding in hours!


Rates Starting At 10.99%

80 - 100% Purchase Funding
100% Rehab Funding
5 Reasons Why Investors Use Private Money

Fast Funding

Time is money in the real estate business. Unlike traditional loans that can take weeks or even months, private money loans can be processed and funded within a few days or a couple weeks.

Bad Credit? No Problem

Private money loans don’t need you to have good credit, the property that is going to be backing the loan is the only thing that will be looked at to make sure it qualifies.

Real People Lending Money

People with money sitting in low paying CD’s and other investments are looking for better opportunities for their money which is where you come in with your real estate flip. It’s a win-win for both sides.

Creative Opportunities

Banks stay away from loaning money for fix and flip projects but private investors love this kind of opportunity. This is why they are able to provide creative funding solutions.

Flexible Terms

Traditional loans are bound by strictly-enforced guidelines. Private money lenders understand this business better and are more willing to work with you to create a loan that works for your project.

Types of Real Estate Financing
Loan Types
Property Types
Frequently Asked Questions
Fix and flip loans, sometimes known as bridge loans or rehab loans, are meant for short term renovation projects that require cash ASAP. They provide real estate investors with the funding needed to buy a property, rehab it, and sell it to an end-buyer. 
Some investors choose to get a conventional mortgage to meet these needs, but that type of loan comes with heavy restrictions that slow down approval time. A fix and flip loan is a type of bridge financing meant to help investors quickly purchase the property, fund the renovations, and list it for sale or refinance into a long term rental loan if they choose to keep it in their portfolio.

These loans typically feature:

  • 12 to 18 month loan terms
  • Variable loan amounts from $75K to $2.5M
  • Interest rates starting at 10%
  • Up to 90% financing for experienced investors
  • A fix and flip loan is not intended for people to use for homes in which they intend to live, but is a perfect solution for real estate investors looking to expand their real estate business.


A fix and flip loan is not intended for people to use for homes in which they intend to live, but is a perfect solution for real estate investors looking to expand their real estate business.

Hard money lenders are a more reliable and consistent version of private money lenders. Good hard money lenders allow for fast loan approval and quick access to cash with the dependability and trust of a financial institution. Borrowing from a hard money lender means a more flexible underwriting process than a conventional mortgage which only considers someone’s credit score and W-2 income. 

By evaluating the property value and the project details, hard money lenders can provide loans that some real estate investors would otherwise not have access to. These hard money real estate loans help first time investors get their start in the real estate market, and help professional investors grow their business at a rapid pace compared to other types of loans.