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Merchant Cash Advance

For... Restaurants Retail Salons Contractors Auto Repair Shops Your Small Business

Get Started Today & Speak With An Advisor


Simple Application

Our simple 15 second online application can get you matched with offers in minutes.


No Minimum FICO

Bad credit? No problem! Most of our top financing options have no minimum FICO.


Larger Amounts

Get matched with the best financing options with the highest funding amount.

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Same Day Funding

Our FinTech Speed can get you in and out of Underwriting in just a few hours, and same day funding!

What Do You Need To Qualify?
3+ Months in Business
You can qualify for our top financing options with as little as 3+months in business.
$5,000 + Monthly Gross Sales
The minimum revenue to qualify for financing options are $5,000+ per month, or $60,000 in annual gross sales.
No Minimum FICO Score
We have financing options for all credit profiles. There is no minimum FICO score required to apply.


Easy 15-second application to get options in just minutes and funding in hours!

A merchant cash advance provider will approve your for a certain amount. The merchant will repay the advance with a percentage of each day’s credit card sales.
Interest rates or fees are determined by a factor rate, essentially a multiplier of the advance amount.

A cash advance is a way to tap into expected revenue of your business, so here are the main terms to know.

When a small business finds itself in a bind or needs access to quick capital there aren’t many options available. MCA’s are another option.

What are the benefits

Simple, FinTech Speed

Choose Your Vendor

No Up-Front Fees

Frequently Asked Questions
A Merchant Cash Advance isn’t technically a loan, but rather a cash advance that is paid back by withdrawing a percentage of your credit sales, typically on a daily basis. Since a merchant cash advance is based on a certain percentage of the daily balance, the more credit card sales a business does the faster they are able to repay the advance. On the other hand, during times of slow business, the payback would be reflective of the incoming cash flow.

When you take out a cash advance, you’re borrowing money against your future revenue or future credit card sales. You can typically get a cash advance in a few different ways. Through out this article we will break down how to get a cash advance, how they are paid and review different services and products they can be used for.

To learn more about a merchant cash advance (MCA) complete our 15-second online application today and speak directly with a business financing advisor.

A merchant cash advance lender will provide you a lump sum of money in exchange for a percentage of your future credit card sales. Instead of making a fixed payment over a period of time your loan is paid back usually daily or weekly by the lender collecting that set percentage of your credit card sales.

To learn more on how a merchant cash advance works, complete our 15-second application and speak with a business financing advisor.

A merchant cash advance isn’t technically a loan with set terms. It is an advance on future sales and is paid back by taking an agreed upon percentage on a daily or weekly basis. The benefits of a merchant cash advance are you can pay back the loan as quickly or as slowly as your business sales allow.

Explore your options when it comes to a merchant cash advance by completing our 15-second online application today. 

Almost any small business that is generating revenue can qualify for a cash advance, which is why it’s so desirable by many business owners. But like any financing product, each lender will have it’s own qualifications and you do have to meet the minimum requirements to be eligible.
Explore your options when it comes to an merchant cash advance by completing our 15-second online application today.